1. About you
Your name (including title): *
Name to appear on the policy (if different to above):
Home number:
Mobile number:
Work number:
Fax number:
Email: *
Correspondence address: *
Address of the home to be insured (if different from above):
2. Your personal details
Please provide details of all people (including you) that are resident at the insured address:
3. Security of your home
Has the home:
a. key operated locks on all ground floor & easily accessible windows? *
Yes
No
b. 5 lever mortice deadlocks on all external doors? (excluding communal doors in flats) *
Yes
No
c. key operated bolts to top & bottom of each patio door and/or french window? *
Yes
No
d. a burglar alarm installed? *
Yes
No
If yes, is it maintained under contract with an NSI or SSAIB accredited company?
Yes
No
What type is it?
Bells only
Central station
Redcare
e. a safe installed? *
Yes
No
If yes, what type is it?
Wall
Under floor
Freestanding
If it is a freestanding safe, is it bolted to the floor?
Yes
No
Please provide the make & model:
If you have ticked ‘No’ to questions a, b or c above, or have any additional security in place (e.g. CCTV, security gates, porter, grills etc) please provide full details in Section ‘11. Additional information’
4. Type of home
a. Approximately what year was the property built:
b. Is the home:
Main home
Pied a Terre
Second home
Holiday home (for family/friends only)
Let to tenants (6 months or more)
Let to tenants (less than 6 months)
c. Is the home regularly left unattended:
Overnight
Weekends
In excess of 60 days
5. About your home
Important information about the home to be insured:
a. Is it built of brick, stone or concrete & roofed with slate, tiles or concrete? *
Yes
No
b. Is it in a good state of repair? *
Yes
No
c. Since you purchased the home has it ever flooded? *
Yes
No
d. Did any search or enquiry made by you or your conveyancer identify the home as being in an area which is at risk of flooding or has suffered flooding in the last 25 years? *
Yes
No
e. Is it within 250 metres of a river, stream, tidal water or other water course? *
Yes
No
f. Is it showing signs of internal or external stepped or diagonal cracking? *
Yes
No
g. Is it currently being monitored for subsidence, landslip or heave? *
Yes
No
h. Did any survey, search or enquiry made by you or your conveyancer identify the home as having been monitored for subsidence, landslip or heave in the last 25 years? *
Yes
No
i. Has it suffered from subsidence, landslip or heave in the last 25 years? *
Yes
No
j. Is it within 50 metres of any property that have been the subject of an occurrence of subsidence, landslip or heave in the last 25 years? *
Yes
No
k. Is it used for any business or commercial activities? *
Yes
No
l. Are the grounds of the home open to the public, or is there any public right of way? *
Yes
No
m. Are you due to have any building works carried out on it? *
Yes
No
n. Is it thatched, or any part of the buildings thatched? *
Yes
No
o. Is it listed? If so, please advise which grade: *
p. Is it a flat? *
Yes
No
If so is it self contained with own lockable entrance & under your sole control?
Yes
No
Which floor is it on?
If you need to provide any further information on the above questions, then please use the space provided:
6. Amounts to be insured
Section One – Buildings (full cost of reconstruction)
a. Main home (including your garage):
£
b. Outbuildings:
£
Please provide the name of any mortgagee that requires you to note their interest:
Section Two – Contents (current cost as new)
a. General Contents:
£
b. Outdoor Items (garden furniture, ornaments & statues):
£
c. Baggage & Personal Effects (see IMPORTANT NOTE below):
£
IMPORTANT NOTE: Your baggage & personal effects are automatically covered when the combined sum insured for 'Section Two - Contents' & 'Section Five -Valuables, antiques & works of art' is £100,000 or more. If your sums insured are below £100,000 & you would like baggage & personal effects cover, please state the amount you require above.
Section Five – Valuables, antiques & works of art (current cost as new)
a. Wine Collection:
£
b. Antique Furniture & Objets D'art:
£
c. Clocks & Barometers:
£
d. Book Collection:
£
e. Porcelain, China & Glass:
£
f. Gold, Silver, Gold & Silver Plated Items:
£
g. Paintings & Drawings:
£
h. Furs:
£
i. Guns:
£
j. Jewellery:
£
If you have a home safe and do not require all of your jewellery covered outside of the safe at any one time, you can reduce your premium by specifying the maximum value of jewellery you require outside of your safe at any one time in k. below:
k. Jewellery (maximum out of your home safe at any one time):
£
l. Jewellery (covered in your bank/safe deposit only):
£
Please provide the name & address of the bank/safe deposit:
Please confirm the date of your last professional valuation (if applicable):
7. Excess
The minimum policy excess is £100. If you would like to reduce your premium by accepting an increased excess, please tick the level you require:
£250
£500
£750
£1,000
8. Your claims history
Have you or any other person whose property is to be insured sustained any loss or damage during the last five years which would have been covered by this type of insurance had it been in force, whether or not a claim was paid?
Yes
No
If Yes, please provide details below:
9. Your previous history
a. Name of current insurers:
b. Current premium (optional):
c. Date your current insurance expires:
d. Date you wish cover with us to commence:
e. Has any insurer declined to accept, cancelled, refused to continue or agreed to continue only on special terms any insurance for you or any other person to whom this insurance would apply?
Yes
No
f. Have you or any other person living with you ever been convicted of or charged with any offence (other than a motoring offence or any convictions which are spent under the Rehabilitation of Offenders Act 1974)?
Yes
No
g. Are you or any other person living with you on the Register of County Court Judgements?
Yes
No
If you have ticked ‘Yes’ to questions e, f or g above, please provide full details in Section ‘11. Additional information’
10. Declaration
DATA PROTECTION ACT 1998 Any information you have provided will be dealt with by us in compliance with the provisions of the Data Protection Act 1998. For the purpose of providing this insurance & handling of any claims, which may arise under it, Underwriters may need to transfer certain information, which you have provided to other parties. By signing this proposal you agree that such transfer(s) may be made.DECLARATION To the best of my/our knowledge & belief the information provided in connection with this proposal, whether in my own hand or not, is true & I/we have not withheld any material facts. I/we understand that non-disclosure or misrepresentation of a material fact may entitle Underwriters to void the insurance. A material fact is one likely to influence acceptance or assessment of this proposal by Underwriters: If you are in any doubt as to whether a fact is material or not you must disclose it in the space below (continue on a separate sheet if necessary)
This proposal & the information provided in connection therewith contain statements upon which Underwriters will rely on when deciding to accept this insurance and the terms on which it may be offered, including the amount of premium payable. Should a contract be concluded this proposal would form the basis of the insurance.
11. Additional information
If you need to provide any further information, then please use the space provided below: